Privacy-First Design

Privacy & Data Handling

Your credit data is automatically deleted. Zero retention, maximum privacy.

Last updated: January 2025

Automatic File Deletion Guarantee

Your uploaded credit report PDF is automatically deleted immediately after analysis completes. We do not store, archive, or retain copies of your credit report files under any circumstances. This is not a setting—it's how our system is built.

What We Do NOT Store

Your credit report PDF files
Your social security number
Account numbers or sensitive financial data
Personal identifying information from your credit report

Session Storage Only

Analysis results are stored temporarily in your browser session only. No server-side data retention occurs. Closing your browser tab clears all data.

Processing Pipeline

1

Secure Upload

You upload a PDF credit report via secure HTTPS encryption

2

Validation

The file is validated for type (PDF only) and size (max 10MB)

3

Analysis

Educational insights are extracted from the report

4

Immediate Deletion

The PDF file is immediately deleted from the server

5

Results Delivered

Analysis results are returned to your browser only

Security Measures

🔒

HTTPS Encryption

All uploads use industry-standard HTTPS encryption in transit

File Validation

Strict file type and size checks before any processing begins

🗑️

Zero Retention

No long-term file storage infrastructure or backup systems

🚫

No Third Parties

Your data is never shared with or sold to third-party services

Your Rights & Control

Since we do not retain your data on our servers, there is nothing to delete or export after your session ends. Closing your browser tab will immediately clear all session data. You maintain complete control over your information at all times—no account creation, no data requests, no waiting periods.

Privacy Disclaimers

No Liability for Security Breaches

While we implement security measures and automatically delete uploaded files, we cannot guarantee absolute security. By using Credivo, you acknowledge that:

  • No internet transmission is 100% secure or error-free
  • We are not responsible for unauthorized access, hacking, data breaches, or security incidents
  • You assume all risk when uploading sensitive financial documents
  • We are not liable for any damages resulting from data interception or unauthorized disclosure

Third-Party Services and Links

Credivo may use third-party services for processing or analytics. We are not responsible for the privacy practices of any third-party services. Any links to external websites are provided for convenience only—we do not endorse or accept liability for third-party content or practices.

User Responsibility for Data Protection

You are solely responsible for:

  • Ensuring your device and internet connection are secure before uploading documents
  • Protecting your own copies of credit reports and personal information
  • Verifying that you have the right to upload and share any documents you submit
  • Complying with all applicable privacy laws and regulations in your jurisdiction

Privacy Policy Modifications

We reserve the right to modify this Privacy Policy at any time without prior notice. Continued use of Credivo after changes constitutes your acceptance of the updated policy. It is your responsibility to review this policy periodically.

Questions About Privacy?

If you have questions about our privacy practices or data handling procedures, we're here to help.

support@credisense.app